Helping you with residential property loans
With over 20 years experience in the finance industry, QED Finance Solutions has built solid relationships with a variety of lenders and can help you with a comprehensive range of residential and property loan solutions.
Some of the home loan options available to you include:
A number of finance options are available for those looking to purchase the family home. Standard variable, basic introductory, fixed rate or a combination. QED Finance Solutions will run through your options and present a tailored finance solution.
We can recommend the most appropriate finance options for the purchase of your investment properties. In addition, we can refer you onto a tax-effective finance solution and look after your insurance needs through our in-house Finance Advisers.
QED will review your current home loan and advise as to whether or not it will be cost effective to refinance. We can show you how you could potentially shave years off your loan by switching to a more competitive product.
Line of credit loans are interest only variable rate loans that allow you to borrow against the equity in a home, with the added flexibility of a transaction account built into the home loan. This is particularly useful when funds are required for that family holiday or to take up other investment opportunities.
A construction loan is designed to help you to build your new home, investment property or purchase vacant land. The loan is drawn down in progress payments to pay the builder as they go.
Bridging loans offer an easy way to purchase or build a new home before you sell your existing one. Rather than making two sets of loan repayments (one on the new property and one on the old property you are in the process of selling), a bridging loan ensures that no repayments are required on the new home loan during this go-between period.
Designed for self-employed people with a good credit history but who, for one reason or another, do not have up-to-date finance information. You must have an ABN to qualify for a Low Doc Loan.
Designed especially to help borrowers who do not meet ‘standard’ lending criteria. This includes those who have an impaired credit history, are unable to provide the required documentation in support of their loan application, or those that generally do not tick all the boxes for a standard bank loan.
Money troubles can make you feel like you are drowning in debt. Illness, loss of income, retrenchment or a divorce can all lead to temporary finance problems. By rolling over or consolidating your higher rate or shorter term debts into one lower home loan rate you may reduce your monthly repayments – leaving more money in your pocket each month.
Is your loan right for you?
Are you happy with your interest rate?
We always recommend that you book in for a complimentary home loan health check. In the same way that you service your car, our home loan health check will ensure that you are getting the best deal for your circumstances now and taking advantage of the highly attractive home loan rates on the market today.
For more information or to speak to one of our team contact our office today on 0403 124 345
