Saving you thousands with the right solution
Car
At QED Finance Solutions, we will compare and choose the right loan from a range of business car finance and personal car finance products from Australia’s leading banks and finance companies. Whether you have already found your dream car or are just starting to look, speak to us to make sure you are not paying more than you need to.
Plant & Equipment
When starting your business or during the course of your business you may have the need to finance plant and business equipment. Having the knowledge of what products are available in the marketplace is beneficial. A wide range of financing options exists each with their advantages and disadvantages. We can help determine the most effective structure for you or your business and work out the best finance option for your situation.
Car Lease
The financier purchases the car required by the customer and then leases it to the customer. The customer pays a rental to the financier to use the car. At the end of the agreed rental period, the customer can return the car, which will be sold at auction, or the financier may offer to sell the car to the customer.
Novated Lease
A novated lease is a finance lease between the financier and the employee, which is then novated to the employer. It provides a flexible, cost effective and convenient way to acquire a motor vehicle as part of an employee’s salary package. The employee chooses the car they want and the employer pays the employee’s rental obligations from the employee’s pre-tax salary. Should an employee leave their employment, the employee keeps the car and the rental obligations transfer to them.
Chattel Mortgage
With a chattel mortgage the customer owns the asset from the start of the agreement. The financier secures the loan by registering a charge over the asset. From a business perspective, a chattel mortgage allows you to have immediate access to the asset without paying for it upfront and payment terms can be matched to your monthly cash flow. Interest payments and depreciation are potentially deductible.
